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Topic: powers-of-attorney

Planning for after 80: Navigating Uncharted Territory with Gratitude
By Tammy Silvas • September 9, 2026
There is a stage of life most of us never talk about. It is the one stage if of life, the living of it , that becomes less predictable.. We all know intellectually that we won’t be able to do as much the older we get. But most don’t actuall…

Seeking Daily Care Assistance: Will you need this person on your team?
By Tammy Silvas • September 2, 2026
Understanding the Role of an Aging Life Care Professional Mom fell again. Dad forgot to take his medication — twice this week. Your siblings live three states away, and somehow, you've become the default decision-maker for everything from d…

Living Well through the Four Stages of Retirement
By Tammy Silvas • August 25, 2026
Creating Your Best Life even as Independence Changes Most retirement planning begins with a familiar picture: stop working, enjoy more freedom, travel, spend time with family and make sure your savings last. This is important planning, but…

Retirement Road: Are you prepared for the Downshift?
By Tammy Silvas • August 19, 2026
Your Financial Plan May Prepare You for Independent Retirement. But Does It Prepare You for Aging? Most retirement planning answers familiar questions: How much should we save? When can we retire? How should investments be managed? Who rece…

$5M in Assets: You are Still at HIGH Risk
By Tammy Silvas • August 13, 2026
Have Up to $5 Million in Assets? You Could Still Need Medicaid. It's not pessimism — it's biology. Federal data shows about 70% of people turning 65 today will need some form of long-term care in their lifetime. That includes your neighbors…

The Burden Fallacy
By Tammy Silvas • August 3, 2026
How “I don’t want to be a burden” turns into one. At first, it sounds compassionate. Protective. Respectful. But too often, “not wanting to be a burden” becomes the very reason families avoid the conversations that could make aging safer, c…

Same Retirement. Two Realities
By Tammy Silvas • July 27, 2026
Retirement Looked Like the Brochure, Until It Became Real Life. You pictured this: mornings with no alarm clock. Grandkids on weekends. Maybe a boat, or at least a really good looking garden. For a lot of baby boomers, retirement started ou…

Have up to $5M in Assets? You could still need Medicaid!
By Tammy Silvas • July 23, 2026
------------------- It's not pessimism — it's biology Federal data shows about 70% of people turning 65 today will need some form of long-term care in their lifetime. That includes your neighbors, your parents, and quite possibly you. Here'…

A Will, Trust, Powers of Attorney...and What Else?
By Tammy Silvas • July 21, 2026
Exploring what impacts our "QUALITY OF LIFE" as we age. A Life to be Lived Many families have done the right thing by creating a will, a trust, and powers of attorney. These documents matter AND they are important parts of a strong estate p…
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