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Topic: adult-children

THREE Essential documents for your High School Graduate
By Tammy Silvas • June 19, 2025
Preparing your graduate, "your legal adult" to leave the nest. The rules have changed. With the arrival of summer, young people across the country are about to reach a key milestone: high school graduation. If you have a child claiming thei…

What Happens To Your Social Media Account When You Die?
By Tammy Silvas • May 4, 2024
"When you die, what happens to your online life?" Each social media platform has its own rules for dealing with the accounts of deceased users, ranging from permanent deletion to transforming accounts into places for mourning and memory. Un…

Why Estate Planning Is the Best Use of Your Tax Refund
By Tammy Silvas • May 1, 2024
"When that extra bit of money from your tax refund lands in your bank account, (kinda feels like Christmas, doesn’t it?)" It is easy to start dreaming about all the ways you can use it. Financial experts may tell you that it's a chance to p…

Navigating the World of Cryptocurrency: A Guide for Parents and Teens
By Tammy Silvas • April 21, 2024
"In an era where digital innovation shapes every aspect of our lives, it's no surprise that our teenagers are drawn to the allure of cryptocurrency." This digital form of money represents a shift away from traditional financial systems. If…

ESTATE PLANNING FOR A CHILD WITH SPECIAL NEEDS: WHAT PARENTS NEED TO KNOW
By Tammy Silvas • April 16, 2024
"Estate planning is an obvious concern for all parents, but if you have a child with special needs , it’s crucial that you are aware of the unique considerations that go into planning for a child." Estate planning is an obvious concern for…

3 Business Tax Mistakes to Avoid This Tax Season
By Tammy Silvas • March 3, 2024
Ah tax season – That time of year when we’re required to get our ducks in a row...whether we’re ready or not! Ah tax season – That time of year when we’re required to get our ducks in a row whether we’re ready or not. And as a small busines…

Love Your Business? Love Your Family? Then You Need a Succession Plan
By Tammy Silvas • February 27, 2024
But have you thought about what happens to your business... once you decide to hang up your entrepreneurial hat? You've put blood, sweat, and possibly a few tears into building your business from the ground up. You've got the vision, the dr…

Have Kids? Hire Them In Your Business For Major Financial Savings
By Tammy Silvas • February 19, 2024
Paying your kids to help out in the family business.... has some great perks!! Paying your kids to help out in your family business, whether they're in middle school, high school, or college, has some great perks. It can teach them about ha…

2 Conversations About Money and Death You Need to Have With Your Parents Right Now
By Tammy Silvas • February 7, 2024
Some talks are worth it... If you’ve given any thought about estate planning, you probably associate it with preparing for death. But did you know that there are critical reasons (and significant benefits) for planning while you’re still we…

Protecting Your Family's Safety Net: How to Set Up Your Life Insurance Policy The Right Way
By Tammy Silvas • January 29, 2024
The Right "Beneficiary Designations" matter! A comprehensive Life & Legacy Plan is about creating a strategy that lets you enjoy your life to the fullest while protecting your loved ones' future when you can no longer be there. It might see…

This Change to The FAFSA Rules Could Help Your Grandkids Qualify for More Student Aid
By Tammy Silvas • January 17, 2024
Want to contribute to your grandchild’s future college education? The FAFSA Simplification Act, which went into effect last month, now makes it possible for grandparents to do even more to help finance their grandchild’s education. In the p…

Your Most Important New Year's Resolution: A Kids Protection Plan
By Tammy Silvas • January 17, 2024
As we welcome the New Year, filled with hope and resolutions for a brighter future, if you have minor children or grandchildren, put this commitment at the top of your list– a Kids Protection Plan®. Even if you have already named legal guar…

Hiring a Lawyer: What Flat Fees, Hourly Fees and Retainer Billing Could Mean For Your Life and Family
By Tammy Silvas • January 1, 2024
Trying to find the right lawyer to help with legal matters, especially if you are under the gun in a crisis situation... but even if you aren’t, can often feel like navigating uncharted waters. You want to find an attorney you like who will…

MOVING TO A NEW STATE? Remember to update your Estate Plan
By Tammy Silvas • December 27, 2023
Although you likely won’t need to have an entirely new estate plan prepared for you... upon relocating to another state, you should definitely have your existing plan reviewed by an estate planning lawyer who is familiar with your new home…

What Caregivers Need to Know About Estate Planning for a Loved One With Dementia - Part 2
By Tammy Silvas • December 26, 2023
Last week, we started our discussion on estate planning for a loved one with a dementia diagnosis [https://www.silvaslaw.com/what-caregivers-need-to-know-part-1] and what this means for their ability to protect their wishes through an estat…

What Caregivers Need to Know About Estate Planning for a Loved One With Dementia - Part 1
By Tammy Silvas • December 19, 2023
Caring for a loved one with dementia is a challenge that millions of families undertake each year. As a caregiver, understanding how a dementia diagnosis affects your loved one’s legal decision-making is crucial to ensuring their wishes are…

Have Unused 529 College Savings? - You have new options
By Tammy Silvas • December 5, 2023
In December 2022, Congress passed the SECURE 2.0 Act, bringing significant changes to the world of retirement savings and student loans. Two key parts of the Secure 2.0 Act are set to take effect in 2024, and they could substantially impact…
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